We are experts in debt management and have helped 1000s of people get debt free quickly and at the lowest cost possible. We can help you too with a wide range of Debt Help solutions.
Debt Management
Debt Management means that we manage your debts for you. Just tell us who you owe money to, how much you owe and how much you can afford to pay each month. We then take over. We negotiate with your creditors to agree affordable monthly repayments and we make the payments on your behalf to reduce and clear your debts.
You make one single affordable payment to us each month and we pay your creditors. With debt management your debts steadily reduce until you have repaid what you owe.
Is Debt Management right for you?
Debt Management may be right for you if you have relatively low debts but struggle to meet your repayments. We will manage the reduction repayments for you. If you are currently on a debt management programme you can still contact us for free advice. If there are better options available we can advise you accordingly.
There are many companies at present offering debt management. The question that naturally presents itself is "Why us?". Unlike many of our competitors we endorse an ethical approach to debt management. We will only recommend debt management if this is the right solution for you.
Debt Consolidation
Debt Consolidation means combining all your debts into a single loan, be it secured or unsecured, with reduced payments. This is called a Debt Consolidation Loan. We will provide you with free advice on debt consolidation from a registered independent financial advisor who will be able to recommend the best way to consolidate all your debts.
We can provide advice on which companies offer the best rates of interest and help you to get the best debt consolidation loan on the open market.
Is Debt Consolidation right for you?
Debt Consolidation is likely to be suitable where you have sufficient equity in your home to repay your creditors in full. We will explore all options with you to find the best solution to your difficulties. We will offer debt consolidation advice that is ethical and lasting. We are not tied to any one lending institution and therefore are able to shop around for you.
Fresh Claims will only offer you a debt consolidation programme if it is the best way to solve your debt problem.
Debt's soar by 70%
Debts are spiralling out of control for a record number of Britons, with bailiffs chasing a staggering 20 million cases of missed repayments a year. More than 6 million households are in debt owing an average of £25,000 spread accross 15 creditors - and that does not include home loans.
The figure compares with having debts of around £10,000 owed to 5 or 6 creditors 3 years ago. Borrowers falling behind on payments are contributing to a debt payment deficit of £60billion - the equivalent of £2,000 a household. Bailiffs are chasing around £5billion of that sum.
Free Debt Advice
Fresh Claims can provide free debt advice throughout the UK on insolvency relief and offer individuals the opportunity to have direct access to skilled to skilled professional advice on all debt and insolvency issues.
The debt advice service aims takes away any confusion about the insolvency problems you are facing. We aim to give you the confidence to face your particular situation and unlike many of our competitors we endorse an ethical approach to providing you with the best free debt advice to solve your debt problems.
If you are currently on a debt management programme you can still contact us for free debt advice. If there are better options available we can advise you accordingly. Request a call back through the application form below.
Apply now for Debt Help ⇓
As soon as you have completed the form below, one of our Debt Help Experts will call you back. It's free and simple to complete. Just remember to put accurate contact details so we can get in touch.