
If you have a loan, mortgage or credit card then
the chances are you may have Payment Protection
Insurance (PPI).
Payment Protection Insurance is typically an insurance
sold by banks and credit providers to cover your
payment of an outstanding debt if you suffer an
accident, become sick or unemployed. The insurance
policy usually covers your loan repayments or your
minimum credit card repayments.
Payment Protection Insurance has come into the news recently with cases being found to be more scandalous than the better known Unfair Bank Charges.
If you have a personal loan, mortgage or credit
card then you may have paid a sum of money for payment
protection insurance. It is possible that such a
policy may have been mis-sold to you. Payment protection
insurance costs are usually added to your loan and
interest charged on it making it a very expensive
product.
We can help you check if:
- The premium is excessive
- You have been told that you would stand more
chance of getting credit if you took the policy
out.
- You already have an existing policy or have
payment protection provided by your employer when
there would have been no need to take out the
policy in the first place.
- You were give sufficient information to be able
to decide whether you actually wanted the policy.
- The policy was suitable for your needs.
Our solicitors can help you reclaim the cost of payment protection insurance and will help you recover any premiums paid plus interest.
How It Works
- Your case is examined to determine if your PPI has been mis-sold.
- We write to your loan, mortgage or credit-card company and get a copy of the credit agreement so we can determine what sums should be refunded to you.
- Payment is demanded on your behalf.
- Payment is pursued through the Court if necessary.
Once your case has been accepted our solicitors
will check whether your agreements are enforceable
and advise you accordingly. They will work on a
no win no fee basis for you in certain circumstances.
Our solicitors are known to lenders and their advisers.
They will focus their efforts on resolving issues
for you.
Make
Your Claim Today!
Contact us and see how much you can reclaim.
PPI claims - Start your claim today »
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